| Métrica | Valor |
|---|---|
| Margen Neto | 11.2% |
| ROE (Return on Equity) | 4.7% |
| ROA (Return on Assets) | 0.4% |
| Debt / Equity | 9.68x |
| Asset Turnover | 0.04x |
| Free Cash Flow | — |
| FCF Margin | — |
| Componente | Valor |
|---|---|
| Cash Flow Operativo | — |
| Cash Flow Inversión | — |
| Cash Flow Financiamiento | — |
| Free Cash Flow (CFO + CFI) | — |
| Año | Activos | Pasivos | Patrimonio | Ingresos | Utilidad Neta | CFO |
|---|---|---|---|---|---|---|
| 2025 | PEN 12.6M | PEN 11.4M | PEN 1.2M | PEN 497.5K | PEN 55.8K | — |
| 2024 | PEN 11.4M | PEN 10.4M | PEN 1.1M | PEN 448.0K | PEN 44.4K | — |
| 2023 | PEN 10.1M | PEN 9.1M | PEN 991.7K | PEN 405.1K | PEN 35.5K | — |
| 2022 | PEN 8.9M | PEN 8.0M | PEN 959.9K | PEN 356.6K | PEN 41.1K | — |
| 2021 | PEN 7.9M | PEN 7.1M | PEN 890.7K | PEN 294.3K | PEN 56.4K | PEN 20.6K |
| 2020 | PEN 7.0M | PEN 6.2M | PEN 816.2K | PEN 250.2K | PEN 7.4K | PEN 169.1K |
| 2013 | PEN 3.4M | PEN 3.0M | PEN 400.6K | — | PEN 81.0K | PEN 108.8K |
| 2012 | PEN 3.0M | PEN 2.6M | PEN 352.1K | — | PEN 72.1K | PEN 161.4K |
| 2011 | PEN 2.3M | PEN 2.0M | PEN 306.9K | — | PEN 67.3K | PEN 130.6K |
| 2010 | PEN 1.8M | PEN 1.6M | PEN 261.3K | — | PEN 51.3K | PEN 111.1K |
Fuente: SMV (Perú) · Estados disponibles: balance, income, income_alt · Años: 2010–2025 (10 años)
Tier1 (Balance + P&L + CF): ✅ · Tier2 (Cambios Patrimonio): ❌ · Tier3 (Notas): ❌ pendiente · Tier4 (Governance): ❌ pendiente