| Métrica | Valor |
|---|---|
| Margen Neto | 38.0% |
| ROE (Return on Equity) | 5.2% |
| ROA (Return on Assets) | 0.7% |
| Debt / Equity | 6.49x |
| Asset Turnover | 0.02x |
| Free Cash Flow | — |
| FCF Margin | — |
| Componente | Valor |
|---|---|
| Cash Flow Operativo | — |
| Cash Flow Inversión | — |
| Cash Flow Financiamiento | — |
| Free Cash Flow (CFO + CFI) | — |
| Año | Activos | Pasivos | Patrimonio | Ingresos | Utilidad Neta | CFO |
|---|---|---|---|---|---|---|
| 2025 | PEN 112.4M | PEN 97.3M | PEN 15.0M | PEN 2.1M | PEN 782.0K | — |
| 2024 | PEN 111.2M | PEN 97.9M | PEN 13.3M | PEN 2.0M | PEN 759.1K | — |
| 2023 | PEN 104.4M | PEN 92.0M | PEN 12.4M | PEN 2.0M | PEN 443.8K | — |
| 2022 | PEN 98.2M | PEN 86.8M | PEN 11.3M | PEN 1.7M | PEN 630.1K | — |
| 2021 | PEN 101.6M | PEN 91.3M | PEN 10.2M | PEN 1.1M | PEN 933.5K | -PEN 11.0M |
| 2020 | PEN 107.4M | PEN 98.0M | PEN 9.4M | PEN 1.0M | PEN 138.0K | PEN 17.1M |
| 2013 | PEN 56.5M | PEN 51.7M | PEN 4.9M | — | PEN 1.3M | -PEN 1.9M |
| 2012 | PEN 49.7M | PEN 45.5M | PEN 4.2M | — | PEN 1.2M | PEN 1.7M |
| 2011 | PEN 42.3M | PEN 38.5M | PEN 3.7M | — | PEN 1.1M | PEN 1.1M |
| 2010 | PEN 37.8M | PEN 34.4M | PEN 3.4M | — | PEN 1.0M | PEN 1.4M |
Fuente: SMV (Perú) · Estados disponibles: balance, income, income_alt · Años: 2010–2025 (10 años)
Tier1 (Balance + P&L + CF): ✅ · Tier2 (Cambios Patrimonio): ❌ · Tier3 (Notas): ❌ pendiente · Tier4 (Governance): ❌ pendiente